We Started With a Simple Question
Why does managing money feel so complicated when the math itself is straightforward? Back in 2019, that question kept coming up in conversations with friends and family who felt overwhelmed by their finances despite having decent incomes.
The problem wasn't understanding addition and subtraction. It was the gap between knowing what to do and actually doing it consistently. So we built something different—not another app promising to automate your life, but a learning program that helps people develop sustainable habits around digital budgeting.
Today, we work with individuals across Denmark who want practical financial skills without the typical corporate finance jargon or unrealistic promises.
Real-World Focus
Our programs use actual budget scenarios from people who've taken our courses. Not theoretical examples from textbooks, but real situations involving rent increases, unexpected car repairs, and the challenge of saving while paying off student debt.
Behavioral Understanding
We recognize that budgeting isn't just about spreadsheets. It's about understanding why you make certain financial decisions and developing strategies that work with your habits rather than against them.
No Quick Fixes
Building financial literacy takes time. Our courses run six to twelve months because meaningful change happens through consistent practice, not weekend workshops promising instant transformation.
How We Got Here
Starting Point
Mira Thorsen began offering small group workshops on personal budgeting after years of informal coaching. The initial sessions focused on helping friends transition from paper-based tracking to digital tools without losing the tactile awareness that made budgeting feel real.
Program Development
Henrik Voss joined to structure the content into a formal curriculum. Together, they tested different teaching approaches with volunteer groups, learning that people needed ongoing support rather than one-time instruction.
Sustainable Model
After experimenting with various formats, we settled on extended learning programs combining self-paced modules with group check-ins. This approach gave people flexibility while maintaining accountability that shorter courses lacked.
Refining Methods
We spent the year collecting feedback and adjusting our materials based on what actually helped people change their habits. Many popular budgeting techniques didn't work in practice, so we focused on the approaches that did.
Current Focus
This year we're running smaller cohorts to maintain quality interaction. Our autumn program enrollment opens in August 2025, with courses starting October 2025.
The People Behind the Programs
Mira Thorsen
Lead Budget EducatorMira worked in behavioral finance research before transitioning to education. She brings an understanding of why people struggle with money decisions despite knowing better, which shapes how we teach practical budgeting skills.
Henrik Voss
Program Development DirectorHenrik spent years developing educational curricula for adult learners. He focuses on creating content that meets people where they are rather than assuming prior financial knowledge or particular learning styles.
Our Teaching Approach
We don't believe in one-size-fits-all budgeting systems. What works for someone living alone in a studio apartment won't work for a family managing multiple schedules and expenses. Our programs help you develop a personalized approach based on your actual life circumstances.
Each course combines structured lessons with practical exercises using your real financial data. You'll work with digital tools that match your comfort level with technology—whether that means sophisticated tracking apps or simple spreadsheets.
The learning happens through doing, with regular opportunities to ask questions and adjust your approach. We've found that people need time to practice new habits before they stick, which is why our programs run for several months rather than a few weeks.
- Work with realistic scenarios from participants' actual budgets
- Focus on developing sustainable habits rather than following strict rules
- Provide ongoing support as you encounter real financial decisions
- Adjust strategies based on what actually works for your situation
