Who We Are

Infotrendnews operates from Kanalgaden 4, 2620 Albertslund, Denmark. We provide digital budgeting tools and financial education resources to help people take control of their money.

When we say "we," "us," or "our" in this document, we're talking about Infotrendnews. When we say "you" or "your," we mean you — the person using our website and services.

What Information We Collect

Information You Give Us Directly

When you sign up for our platform or contact us, you might share things like:

• Contact details — your name, email address, phone number
• Account information — username, password (encrypted), profile preferences
• Financial data — budget categories, spending patterns, financial goals you set
• Communication records — messages you send through our contact form or support channels

Information We Collect Automatically

When you visit xenabellavarda.com, our systems automatically gather certain technical information:

• Device data — IP address, browser type, operating system, screen resolution
• Usage patterns — pages visited, time spent on site, features used, click patterns
• Cookies and tracking — small files that help us remember your preferences and understand how you use our platform

How We Use Your Information

Your data serves specific purposes. Here's what we do with it:

• Platform functionality — to run your budgeting dashboard, save your preferences, and sync your data across devices
• Service improvement — analyzing usage patterns helps us understand which features work well and which need work
• Communication — sending you account updates, responding to your questions, sharing educational content you've opted into
• Security — detecting suspicious activity, preventing unauthorized access, protecting against fraud
• Legal compliance — meeting our obligations under Danish and EU law

We apply a principle called data minimization. That means we only collect what we actually need to provide our services. If we don't need it, we don't ask for it.

Legal Basis for Processing (GDPR Stuff)

Under GDPR, we need a legal reason to process your personal data. Here's our basis:

• Contract performance — we need certain information to provide the budgeting services you signed up for
• Legitimate interests — improving our platform, preventing fraud, and maintaining security serve our legitimate business interests while respecting your rights
• Consent — for marketing emails and optional features, we ask your permission first
• Legal obligation — sometimes Danish or EU law requires us to retain certain records

You can withdraw consent anytime for things like marketing emails. Just doesn't affect the lawfulness of processing before you withdrew consent.

Who We Share Data With

We work with a few carefully selected partners to run our platform. Your information might be shared with:

Service Providers

• Cloud hosting — secure servers where your data lives
• Email services — platforms that send account notifications and educational content
• Analytics tools — services that help us understand how people use our site
• Payment processors — if you purchase premium features, payment companies handle transactions securely

Legal Requirements

We might disclose information if required by Danish law, court orders, or to protect rights and safety. But we'll only share what's legally necessary and will inform you unless prohibited by law.

International Data Transfers

Your data is primarily stored on servers within the European Union. However, some of our service providers operate globally, which means your information might occasionally transfer outside the EU.

When this happens, we ensure adequate protection through:

• EU Standard Contractual Clauses
• Adequacy decisions by the European Commission
• Other approved transfer mechanisms under GDPR

If you want specifics about where your data goes, reach out to us at info@xenabellavarda.com.

Your Rights Under GDPR

Living in the EU gives you strong data protection rights. Here's what you can do:

• Access your data — request a copy of all personal information we hold about you
• Correct inaccuracies — update or fix information that's wrong or incomplete
• Delete your data — ask us to erase your personal information (with some exceptions for legal obligations)
• Restrict processing — limit how we use your data in certain circumstances
• Data portability — receive your data in a machine-readable format to transfer elsewhere
• Object to processing — stop us from processing your data for specific purposes like marketing
• Withdraw consent — take back permission you've given for optional data uses

How to Exercise Your Rights

Send an email to info@xenabellavarda.com with your request. We'll respond within one month (sometimes we need an extra two months for complex requests, but we'll let you know).

We might ask for identification to verify you're really you before fulfilling certain requests. Just a security measure.

How We Protect Your Data

Security isn't just a checkbox for us. Here's what we do:

• Encryption — your data is encrypted both in transit (when moving between your device and our servers) and at rest (when stored)
• Access controls — only authorized personnel can access personal data, and only when necessary
• Regular audits — we review our security practices and systems regularly
• Secure development — our platform is built with security best practices from the ground up
• Incident response — we have protocols for detecting and responding to potential breaches

That said, no system is completely bulletproof. We can't guarantee absolute security, but we work hard to keep your information safe.

How Long We Keep Your Data

We don't hold onto your information longer than necessary. Here's our general approach:

After these periods, we securely delete or anonymize your information so it can no longer identify you.

Cookies and Tracking Technologies

Our website uses cookies — small text files stored on your device. Here's what they do:

Essential Cookies

These keep the site working. They remember your login, maintain your session, and ensure security. You can't opt out of these without breaking functionality.

Analytics Cookies

These help us understand how visitors use our site. We use this information to improve the experience. You can disable these through your browser settings or our cookie banner.

Preference Cookies

These remember your choices like language settings or display preferences.

Most browsers let you control cookies through settings. But blocking certain cookies might limit what you can do on our site.

Children's Privacy

Our services aren't designed for anyone under 16. We don't knowingly collect data from children.

If you're a parent and believe your child has given us personal information, contact us immediately at info@xenabellavarda.com. We'll delete it promptly.

Changes to This Policy

We update this privacy policy occasionally to reflect changes in our practices or legal requirements. When we make significant changes, we'll notify you through email or a prominent notice on our website.

The date at the top shows when we last revised this document. We recommend checking back periodically to stay informed.